Week 18: Personal Confessions ~ Debt is no small matter 7

Twelve months ago I made a decision that would later change my outlook on debt and my fears of being judged for being in debt. Yes some of the reasons I got into debt may not have been via personal choice (student loans+tuition) but some of it is (irresponsible use of credit cards) but regardless I was scared of being judged. There are two types of people who know me personally and both have different views, some think money grows on trees in my yard and some think I like to put myself into debt. It is not easy having…

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Week 10: Personal Confessions ~ Debt is no small matter 6

 The first time I ever decided to open up about my personal struggle with debt was last year in May. Though I had a plan in place of what I wanted to do, where I wanted to be around May this year and how I intended to get there I could not have foreseen how hard this process was going to be but also how much of an education, an experience this was going to be for me. One thing I do know for sure is this is one process I will not be repeating for years to come, I…

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Week 57: Personal Confessions ~ debt is no small matter 5

  Hi there and welcome to the final personal confessions post on money matters for 2014, I can not seriously remember when I last shared an update on the ‘debt is no small issue’ posts but nonetheless here is the last post of 2014 on this issue and you can read the beginning of my journey below.   Debt is no small issue part 1 Debt is no small issue part 2 Debit is no small issue part 3 Debt is no small issue part 4 In my last update I gave you an idea of what I was still owing…

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Week 47: Personal Confessions ~ Debt is no small matter part 4

 Hi there and welcome to my week 47 of personal confessions, today will be looking at how I am doing with my “Debt is no small matter” series. This series I started to document my path to a debt free life and how I making this possible, I also mentioned my new motto “if you don’t have it don’t spend it, no more pay later on high purchase items”. In week 39 I talked about where I was and how I was doing, if you remember I mentioned it’s not been easy breaking old habits but it was also no…

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Week 39: Personal Confessions ~ Debt is No small matter Part 3

 Hi there and welcome to another personal confessions and this week (39) I decided to update you on how my “debt is no small matter” is going. In my last update last month I talked about some of the steps I am taking to ensure I am debt free by December of 2014 – this is a new personal goal I set last month but as you know life does love throwing curve balls and that’s ok. If you want to read more about my last update and what steps I took to help me on this journey then click…

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Week 32: Personal Confessions ~ Debt is no small matter part 2

So after the success of debt is no small matter part 1 I decided to update you all on my progress and plans so far. In hopes of being debt free by Christmas (new target) I decided to cancel some of the subscriptions that I have and also I have decided to rent a flat instead of renting a room in a house. I know the renting a flat on my own doesn’t sound like debt solution but actually for me it is. I am not 100% comfortable destroying someone else’s chicken with my African food which can take forever…

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Week 26: Personal Confessions ~ Debt is NO small matter

Hi there! Welcome to my personal confessions week 26. This week I wanted to share with you about debt, 3/4 of the country is in debt I for one I am in debt. Debt which if I was smarter 8 years  ago I would not be in this mess and/or slowly crawling out.    I know this issue is one which is very sensitive for most people but I was encouraged by reading a fellow bloggers attitude towards finances and marriage. So how did I find me in this hole called debt? and How am I slowly but surely coming…

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